Wagering requirements explained (with real casino examples)
A wagering requirement is how much you must bet before you can withdraw a bonus or the winnings from it. It is a multiple of the bonus, the deposit, or both: 40x a €100 deposit means €4,000 in total bets. Game contributions, time limits and maximum bets decide how hard that is.
The formula
Wagering requirement = multiplier × base. The base can be the bonus, the deposit, or deposit plus bonus — and that changes the total a lot:
| €100 deposit + €100 bonus | Base | To wager |
|---|---|---|
| 40x the bonus | €100 | €4,000 |
| 40x the deposit | €100 | €4,000 |
| 40x deposit + bonus | €200 | €8,000 |
Real examples
Betpanda: 40x the deposit within 7 days
Betpanda’s welcome bonus is 100% of your first deposit, but nothing is credited up front: you wager your deposit 40 times within 7 days and the bonus is then paid as cash. Deposit €100 and that’s €4,000 in bets. The maximum bet that counts is €50 per round; slots count 100% and live games only 20%, so €4,000 wagered on live games would count as €800.
Rainbet: 40x deposit + bonus, or no wagering at all
On Rainbet’s “Wager Locked” path, the requirement is 40x the deposit plus the bonus. A $100 first deposit with a 100% bonus means $8,000 in bets, with a maximum bet of 2% of the deposit ($2). The alternative, “No Wager Lock”, releases the bonus gradually as you play and it is withdrawable as it unlocks, with no rollover.
Stake: wager each deposit once
Stake has no public welcome bonus, but every deposit must be wagered 100% before you can withdraw it. Where a partner code adds a deposit bonus, Stake says the multiplier “varies depending on your affiliation”; its own example — a $100 deposit plus $100 bonus at 30x — comes to $6,000 in bets.
BC.GAME: check before you claim
We couldn’t confirm the current wagering on BC.GAME’s welcome package: sources disagree and it changes by region and code. Check the offer page before you deposit.
What actually makes a requirement hard
- Game contributions: slots usually count 100%; table and live games much less, or not at all.
- Time limit: 7 days to wager a deposit 40 times is demanding.
- Maximum bet: going over it while a bonus is active can void the bonus.
- Excluded games: Rainbet, for example, excludes slots with an RTP above 97.4%.
What it costs on average
A quick way to estimate it: theoretical average cost ≈ total to wager × house edge. Wagering €4,000 on 96% RTP slots (a 4% house edge) costs about €160 on average. If the bonus is worth less than that, it doesn’t pay on average. That’s an average — real results swing a lot. More in our guide to RTP.
Quick checklist before you accept a bonus
- Does the multiplier apply to the bonus, the deposit or both?
- How many days do you have?
- What’s the maximum bet, and which games count?
- Is there a withdrawal cap on bonus winnings?
Sources
- Betpanda welcome bonus terms
https://betpandacasino.io/es/promo/welcome-bonus/ - Rainbet welcome offer terms
https://web.archive.org/web/20261021122648/https://rainbet.com/ - Stake: 100% deposit wager requirement
https://help.stake.com/en/articles/4929043-what-is-a-wager-requirement-for-crypto - Stake: deposit bonus requirement
https://help.stake.com/en/articles/9609744-what-is-a-deposit-bonus-requirement